Budgeting is a struggle for adults anyway, now you have to plan your budget with possibly no income and a mound of medical bills during your car accident recovery. Is it possible? It is, and you can work with a Columbus, Ohio car accident attorney to help take some of the financial strain of dealing with your household budget while managing your medical bills and property damage. It’s very possible to get through this stressful time in life without negatively impacting the entire situation.
Medical Liens and Contingency
Do you have to pay these huge medical bills right away? Absolutely not. A medical care lien is often put into place by a local attorney. What they do is they collaborate with the ongoing medical care, the billing staff, and your insurance company or the company that should issue a compensation check. They explain to the medical network or institution that you have outstanding bills with that you also have an open claim.
The idea of a medical care lien is that all collection or billing should be put on hold while your case is open. Then you would agree that any compensation you receive would go straight to the medical bills. Basically, you’re giving your lawyer permission to use any compensation check to pay your medical bills directly, and in exchange, you’re getting a bit of a break with billing and collections activity while the case is open.
Setup Your Auto Repairs
Your insurance company may want to make repairs right away, but you need to plan for your deductible as well. If you have a $2,000 deductible, it may be a few months before you have that opportunity to pay your portion of the repairs. You can and should schedule your vehicle repairs around your budget. You don’t have to schedule these repairs right away, and other things, such as your utility bills and housing, are likely more important.
You may set up your auto repairs right away if you realize that it’s critical for you to have a vehicle to get to work.
Plan for Temporary Transportation
If your car was totaled, then you may not have any form of transportation until you receive a compensation check for the auto accident. The result could be hundreds of dollars in Uber charges, a rental car bill, or even a bus pass for the month.
If you are thinking about getting a rental car and have full coverage, comprehensive, or collision coverage, then you might not have to worry about the bill. However, you shouldn’t go through and get a rental car unless you know that you’ll be reimbursed for the expense.
Other expenses for transportation might fit into your medical bills if you needed that transportation to get to your appointments or get to treatment. You can also show that your time off of work would have been even greater if you did not get temporary transportation while waiting for your compensation check.
Contact a Local Car Accident Lawyer in Ohio
If you’re stressing over your budgeting while working through your car accident recovery in Ohio, then you should consider hiring an attorney. Attorneys will frequently go through the process of exploring your financial burden that would not have been an issue if you weren’t the victim of an auto wreck.
These attorneys can work with various financial experts as well as medical billing staff to understand the full scope of debt and struggle brought on by this crash. Don’t suffer through this rough patch alone; get help.
Work With an Ohio Car Accident Attorney During Your Car Accident Recovery
Our Columbus car wreck law firm serves the car accident victims throughout Ohio, and the goal is to pair victims with an Ohio auto accident attorney in your area that’s equipped to handle your case. For full financial compensation, you’ll need to go through the process of identifying your current financial situation that is tied to your crash. Your medical bills are new expenses, and transportation expenses would not have been a problem if you still had your vehicle.
Our attorneys fully understand that your day to day life has been knocked off track because of someone else. It’s not fair that you and your family have to suffer while you hope that the storm passes. Instead, take charge and make a stand for your full compensation. You can plan your recovery and financial recovery together. Contact Ohio1 and get a full understanding of your financial debt during your car accident recovery.