Rear-end crashes aren’t always as simple as they might seem so contacting a Cincinnati car accident lawyer for help. A simple fender bender can come with serious injuries such as TBI and other trauma. What does that mean for you and the passengers? It means a difficult road to financial compensation since handling a serious fender bender is not so simple.
In Cincinnati, OH, there are particular reporting procedures that can help or hinder your claim process. Get help from an experienced Cincinnati attorney to ensure that your insurance company understands this was not a minor crash.
Don’t Accept or Admit Fault
Ohio uses an at-fault system, and the general consensus is that the car in the rear is at fault. However, there are a few situations where the driver will attempt to argue that the person in front was truly at-fault.
It doesn’t matter where you were in the crash, what matters is if you contributed to the crash. An attorney can work with crash recreation experts, or simply your insurance company to help clarify who caused the crash and who contributed. Usually, after bringing in an attorney, they will launch an independent investigation.
Insurance companies hardly ever actually investigate the crash. Instead, they use basic summation such as car placement and verbal statements to decide fault. You should never admit fault to an insurance company under any circumstance. It’s critical that you don’t apologize even as that can be an insurance company accepting your role as the at-fault driver.
Negotiate on Your Settlement Terms
When your insurance company sends you a check, don’t cash it. Usually, the first check or the first amount quoted to you is an offer. They are saying. Here you can have this much if you never come asking for money again. That’s completely unreasonable, especially if you’re still receiving medical care.
An attorney can help you stand up to these large insurance companies. They can manage your negotiations and push you towards better offers. Of course, whether to accept an offer or not is always your decision. An Ohio lawyer, however, can help you see through the insurance companies tactics and underhanded methods of getting you to accept a low settlement.
The team at Ohio Car Accident Lawyers will often guide people through understanding what is or is not a fair offer. As mentioned above, you may still be receiving medical care, and that means there’s no complete number on what the insurance company owes you for medical expenses.
Working with financial experts, you can come to a round figure that should represent your current and future financial issues from this crash. You need a settlement that will include the expenses of your injuries and the property damage.
After a crash, many people fall behind on their bills and miss work, making their financial situation even more difficult.
Maintain Your Medical Care
Often people allow their medical care to lapse after an accident. However, it’s important that you see your medical team’s plan through to completion. If your doctor believes that you need physical therapy, surgery, or time at home to rest, you need to follow their advice.
When you deviate from your doctor’s advice, you create an opening for the insurance company to downplay your injury. They may say that you clearly knew better than doctors so you must have been fine. Additionally, any gaps in treatment could signify that you weren’t taking your recovery seriously.
These issues, however, often come from not having the financial means to keep up with your medical treatment. When you bring an attorney onto your claim, they can work with your medical network to postpone anticipated payment dates depending on your compensation from an outstanding claim. This happens all the time.
Legal teams are well-known for helping you continue care without bill collectors calling you night and day.
Contact an Ohio Attorney
Ohio Car Accident Lawyers help the victims of car accident chase the compensation that they need and deserve. That means you too! After a fender bender, many people take the first settlement offer that comes their way. But if your crash came with severe injuries such as bone fractures, TBI, or internal injuries, then that won’t do. You need full compensation to help you recover physically and financially.
Contact the experienced legal team at Ohio Car Accident Lawyers as part of your start to a full recovery. There’s nothing more down-putting than having someone believe that your crash wasn’t as serious as you say it was. Get legal support and help to prove that your seemingly minor crash led to some very serious injuries. Today you can get a free consultation, contact our offices to schedule it now.