In October, the Highway Loss Data Institute of the Insurance Institute for Highway Safety released the findings of a comprehensive study analyzing the best and worst vehicle models from 2012 to 2014 for insurance losses. The institute ranked each vehicle by how often personal injury claims were filed through drivers’ insurance. These claims insure against personal injury expenses incurred by insured drivers and their passengers, without regards to who was at fault for the accident. If you were injured or lost a loved one in a drunk driving accident contact a Cleveland car accident attorney today.
Which Vehicles Are Most Dangerous?
According to the report, smaller cars with less horsepower tended to receive higher than average numbers of personal injury claims. This is because of the simple fact that smaller cars provide less protection to its passengers in accidents than larger ones. Obviously a Hummer will provide more personal protection than a Smart Car, and, therefore the rate of personal injury claims will likely be higher in smaller cars.
The vehicles with the least claims filed tended to be higher performance vehicles that would be driven less often than the owner, such as luxury cars.
The claim rates analyzed in the study are relative to the total number of insured vehicles of each specific model. Although the study does not cover 2015 models, the institute stated that these numbers should be more or less applicable to the newer models.
Highest Ranked Car Models
The following are the 10 highest ranked models of cars for rate of personal injury claims filed compared to the national average. All results are in relative terms, meaning a score of 100 means the car receives an average number of claims, while a 200 means it receives twice the national average number of claims.
- Kia Rio – 164
- Nissan Cube – 165
- Chrysler 200 – 168
- Nissan Rogue Select – 171
- Mitsubishi Lancer – 176
- Kia Forte – 176
- Nissan Versa Note – 178
- Nissan Versa – 178
- Dodge Avenger – 184
- Mitsubishi Mirage – 213
Filing a Personal Injury Claims in Ohio
Personal injury claims resulting from a car accident are a useful way to recover the expenses from an auto accident. The kinds of damages that can be awarded for these claims can cover past and future medical expenses, loss of wages and property damages.
Ohio is a comparative fault state, which means that the fault for the accident is calculated for both parties and the one with less than 50 percent of the fault often receives the settlement. This settlement, however, is reduced by the percentage of blame for which the party is responsible.
Contact a Cleveland Car Accident Attorney Today
If you were injured or lost a loved one in a car accident in Cleveland or Cuyahoga County, the Ohio Car Accident Lawyers is here to help you get through it. Whether you require assistance negotiating with insurance companies, litigating against other drivers or just general legal consultation on personal injury matters, we have the skill set that your claim requires. When you contact us, we will work hard to recover the compensation that you deserve.